I Don’t Know How I Feel About Glow
I’m certain that you’ve seen it popping up in the news as well; a new-ish app called Glow that helps you pinpoint your fertile days. It operates in the same manner as the long-standing FertilityFriend: you input data, the program starts to see the pattern, and it helps you to read your fertility signs. What is newsworthy is that they’ve added a new feature which they’re calling a type of fertility insurance. Smithsonian reports on how it works:
Couples or women trying to get pregnant pay $50 to the company each month. Then, if they have not become pregnant at the end of 10 months, they receive at least $500 towards infertility treatment services. The money from all the couples who were contributing to the pool is split among those who did not become pregnant, so the more people participate, the more money the couples who don’t conceive will receive.
Unless I’m doing my math incorrectly, you give Glow $500 over 10 months. If you don’t get pregnant, they give you your $500 back (or, perhaps more if enough people join along AND get pregnant!) so you can pay for one vial of injectable medication. If you do get pregnant, you’re out $500. Wait, can we back up again to that if you don’t get pregnant thing? Do they know anything about fertility clinics? Do they know how little you can do with $500? Even in a mandated state with decent insurance, we were still paying several thousand out of pocket. Our testing was covered down to the obscure thrombophilia panel they tacked onto the normal thrombophilia panel, and we still paid thousands upon thousands of dollars. If you don’t have coverage, that $500 isn’t going to get you in the stirrups.
And that money is designated solely for fertility treatments. So if you decide to pursue adoption or not pursue treatments at all, you’re out of luck:
After 11 months, Glow First will pay an accredited infertility clinic (check list) of your choice when you submit proof of your medical costs.
In other words, you need to submit more personal information about yourself to this app-maker in order to be reimbursed. And after they’ve collected heaps of information from your medical records… they’ll give you enough to pay for an ultrasound or two. Because even if thousands of people become pregnant, leaving their contributions behind, we’re still talking about a relatively small pool of money to be split amongst the people who have jumped through the hoops and remembered to log their cycle 10 months in a row.
It’s a nice idea and I’m sure the app is great. I personally am partial to FertilityFriend just because I started there about 12 years ago, but there’s room for others to get in on the telling-you-when-you’re-ovulating game. I’m just not sure how I feel about Glow First. It seems like people would be better off paying themselves $50 per month so they’d definitely have $500 in hand at the end of 10 months. Then they wouldn’t need to pass along their medical information to a third party. And while they may not hit the jackpot, they can rest assured that they also didn’t gamble with their fertility. They didn’t wait 10 months just to capitalize on a program, they didn’t have to jump through hoops to get it. That money is simply back in their pocket, where it belongs. Because if there is a problem, they’re really going to need it.
What do you think of Glow? Has anyone tried it yet?